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Accepting Credit Cards at Church

by Todd Nelson

Church credit card processing has emerged as a great way for churches to increase funds. Churches are following the leads of businesses who almost without exception accept credit cards as an efficient way to increase sales. And while technically a church may be a non-profit organization, just like a business, the church still has a specific purpose. It needs to increase funds to accomplish that purpose. Church credit card processing increases the church's ability to generate funds.

In today's society when it's normal for people to have multiple credit cards in their wallets, many tend to carry less cash. And so if when during the presentation of tithes and offerings, people don't have cash in their pockets, the church won't get any funds. To combat this and make it easier for members to contribute funds, church credit card processing has increased.

Processing credit cards at church can help churches increase contributions in multiple ways. First, the church can offer its members the opportunity to make their tithing payment through the use of their credit cards. That makes it convenient for those members who don't carry much cash and commonly find themselves low on cash when the offering plate comes around. It also benefits the church because the more tithing and contributions received through church credit card processing, the better the church is able to budget because it knows in advance how much it has coming in each week, month, or year.

Church credit card processing may not work exactly as credit card processing in stores but, it still requires something similar to a merchant account. Instead of actually swiping your card physically through a terminal, what will happen is that you'll fill out a form at church or online providing all of your credit card billing information, the amount you want to give to the church, and the frequency of the contributions. This is called "Automatic Tithing". Some like to donate a larger sum annually, while others may prefer to donate a smaller amount each week.

The church credit card processing system then will take the member information and put it into an automated system. Now at the specified time interval, your credit card will automatically be billed and the funds will be transfered immediately to the church's bank account. Processing credit cards at church has made it really easy and convenient for both the church and the church member when it comes to giving tithing.It also makes it very easy to do church fundraising by accepting credit card gifts and donations at the fundraiser.

The next step in church credit card processing is to be able to donate via the church's website. Church members would go to the church's website and click on a link to a webpage where you could provide your credit card billing information and your donation would be processed instantly.

This article was written by Todd Nelson, Marketing Director for Capital Merchant Solutions, Inc (HolyProcessing.com). CMS has been in the merchant account business for nearly 10 years, and offers free merchant accounts to both online and retail businesses. CMS also offers special programs for Churches and their members. One of these unique programs is called "Automatic Tithing", which allows Churches to allow their members to automatically donate using their credit card or debit card. This article may be republished as long as absolutely no changes are made, and the resource box is included. Copyright 2007 - Capital merchant Solutions, Inc. - All rights reserved.

Published June 22nd, 2007

Filed in Business, Ecommerce, Finance, Religion